Prices and commissions
Costs reach you before trades do on Inves 21. The initial deposit, the main charges, trading costs, and the deposit and withdrawal conditions are all stated plainly, and all in rand.
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Choose the plan that fits
The three tiers sit side by side along the same lines: who each serves, what it includes, its limits, payment terms, and support level. Every figure is in South African rand.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those just starting out | More experienced traders | Users with the largest transaction volumes |
| Initial deposit | Minimum starting capital of R 4,500 | From R 25,000 | From R 90,000 |
| Market monitoring | |||
| AI-based tools | |||
| Market alerts | Essential | Advanced | Custom |
| Analytics resources | Essential information | Advanced | Full access |
| Learning materials | |||
| Support | Online | Priority | Individual |
| Personal manager | |||
| Priority service | — | ||
| Monthly fee | R 0 | R 0 | R 0 |
| Platform access |
Important. Platform access carries no monthly fee. Each plan's figure represents the starting capital assigned to trading, not a membership or subscription charge. Trading commissions and other applicable costs appear separately below.
Main commissions
| Cost type | Commission / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Forex spread | From 0.8 |
| Inactivity fee | Free |
Whatever commission applies reaches you ahead of confirming a trade. Spreads move with the asset, its liquidity, its volatility, and the market conditions of the moment.
Additional costs
| Additional cost | Description |
|---|---|
| Network fees on digital-asset transfers | May apply to cryptocurrency operations handled outside the platform's internal ledger. |
| Payment provider fees | May be charged by a third-party payment provider on card or wallet transactions. |
| Currency conversion | May apply when an operation is carried out in a currency other than the account currency. |
| Asset- or service-specific costs | May be applied by brokers or other partners depending on the chosen asset or service. |
Any fee that applies is displayed before you confirm a transaction. Inves 21 hides no charges anywhere.
Service fee and spread by tier
| Tier | Initial deposit | Service fee / spread |
|---|---|---|
| Basic | R 4,500 | Service spread of 2.0% on closed positions |
| Advanced | R 25,000 | Service spread of 1.4% on closed positions |
| Premium | R 90,000 | Service spread of 0.9% on closed positions |
Deposits and withdrawals
| Direction | Fee | Processing time |
|---|---|---|
| Deposits (Ozow instant EFT, wallets, cards) | Free | Instant for most methods |
| Deposits (manual EFT) | Free | 1 to 3 business days |
| Withdrawals (PayPal) | Free | Within 24 hours after approval |
| Withdrawals (Visa, Mastercard) | Free | 1 to 5 business days, issuer dependent |
| Withdrawals (bank transfer, EFT) | Free | 1 to 3 business days |
Each method gets its own row, with a description of every rail, on the deposit and withdrawal methods page.
Timelines and limits
Processing windows
Deposits by Ozow EFT, wallet, and card usually land immediately. A withdrawal submitted before 15:00 SAST on a business day begins processing that same day; anything later begins the following business day.
Limits
Basic accounts open from a first deposit of R 4,500. Withdrawal ceilings per day and per month follow from your tier and completed verification level, and your advisor puts the exact figures in writing before any funding.
Verification effect
Limits rise once identity verification finishes and, where the situation calls for it, source-of-funds confirmation under the AML/KYC policy wraps up.
Important notes
Every fee on this page is quoted in rand and excludes applicable taxes, including VAT where a service attracts it. A third party charging for its own slice of a transaction shows that charge as you confirm. Anything not listed here, ask [email protected] in writing before trading.
Trading carries risk, and fees attach to activity rather than outcomes. No arrangement of fees alters the possibility of losing the invested amount. Keep the risk disclosure beside this page when you weigh the numbers.